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Payment Links

Payment links are a versatile tool offered by GOPayments that enables merchants to create customized payment URLs for their customers. With payment links, merchants can easily share payment requests through email, social media, or messaging platforms. Customers can then make payments conveniently by clicking on the provided link. This integration simplifies the payment process and enhances the customer experience.

Create Your Account​

You need a GOPayments account for managing and saving your crypto assets. You can create your GOPayments account free at this link (Just need an email and sign up in less than 1 minute):

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Payment Link Page​

On the Payment link page (you can find it in your GOPayments dashboard menu), you can view the details of your payment link and manage all your payment links in one place.

  1. Enter Payment Link Name

    • Enter a desired name for your payment link, which should be between 3 to 30 characters long, in the "Name" field.
    • This name will help you identify the payment link in your dashboard.

  2. Specify Payment Amount

    • Enter the payment amount in the "Amount" field.
    • You can set amounts in various fiat currencies (USD, EUR, etc.) or cryptocurrency amounts.

  3. Choose Accepted Cryptocurrencies

    • In the "Accepted Cryptocurrencies" section, select which cryptocurrencies you want to accept.
    • You can manually select specific coins or click on "Select All" to choose all supported cryptocurrencies.
    • Supported networks include: Ethereum, Bitcoin, Solana, TON, Arbitrum One, and BNB Smart Chain.

  4. Configure Underpaid Tolerance

    • In the "Underpaid Tolerance" section, you can set a percentage between 0 to 5%.
    • If the payer submits a payment that is slightly less than or equal to the underpaid amount, the invoice will still be accepted.
    • This helps handle minor price fluctuations in cryptocurrency markets.

  5. Fee Configuration

    • If you enable "Fee paid by payer", your customer will cover all the network fees for this payment.
    • By default, fees are deducted from the received amount.

  6. Add Description

    • Provide additional information or description about your payment link in the "Description" field.
    • This helps customers understand what they're paying for.

  7. Create Payment Link

    • Finally, click on "Create Payment Link" to generate your desired payment link.
    • You'll receive a unique URL that you can share with your customers.

Payment Summary​

In this section, you can see the total value of payment transactions for:

  • Today: Current day's payment volume
  • This Week: Current week's payment volume
  • This Month: Current month's payment volume
  • Overall: Total payment volume since account creation

The summary shows both the number of transactions and the total value in your preferred currency.

In the "Payment Links Statistics" section, you can view charts displaying:

  • Payment Volume Over Time: Visual representation of payment activity
  • Network Distribution: Which blockchain networks are most used
  • Cryptocurrency Breakdown: Which cryptocurrencies are most popular
  • Success Rate: Percentage of successful vs failed payments

These charts help you track and monitor the performance of your payment links over time and make informed decisions about which cryptocurrencies to support.

In the "Your Payment Links" section, you can:

  • View All Links: See all your created payment links in one place
  • Copy URL: Easily copy the payment link URL to share with customers
  • Generate QR Code: Create QR codes for easy mobile payments
  • View Details: See payment statistics for each individual link
  • Manage Links: Edit settings or deactivate links as needed

Important Notes:

  • Created payment links are not editable after creation
  • If any changes are required, you must create a new payment link
  • You can deactivate links to stop accepting new payments
  • All payment links have unique URLs that never expire

In the "Your Payment Links Transactions" section, you can view detailed information about all transactions:

Transaction Details Include:

  • Transaction ID: Unique identifier for each payment
  • Payment Link: Which payment link was used
  • Amount: The original invoice amount
  • Amount Sent: The actual amount paid by the customer
  • Amount Received: The amount received after deducting network fees
  • Cryptocurrency: Which cryptocurrency was used
  • Network: Which blockchain network processed the transaction
  • Status: Payment status (pending, completed, failed)
  • Date & Time: When the transaction occurred
  • Customer Wallet: The customer's wallet address (if provided)

Transaction Statuses:

  • Pending: Payment is being processed on the blockchain
  • Completed: Payment has been confirmed and received
  • Failed: Payment failed due to network issues or insufficient funds
  • Expired: Payment link expired before payment was made

Best Practices​

For Merchants:​

  1. Test First: Always test payment links with small amounts before using them for real transactions
  2. Monitor Regularly: Check your payment links statistics regularly to optimize performance
  3. Clear Descriptions: Provide clear descriptions so customers know what they're paying for
  4. Multiple Cryptocurrencies: Accept multiple cryptocurrencies to give customers more payment options
  5. Set Reasonable Tolerance: Use underpaid tolerance to handle market fluctuations

For Customers:​

  1. Verify Amount: Always double-check the payment amount before sending
  2. Use Correct Network: Ensure you're sending on the correct blockchain network
  3. Include Memo/Tag: Add any required memo or tag information for certain networks
  4. Keep Transaction Hash: Save the transaction hash for your records

Troubleshooting​

Common Issues:​

  1. Payment Not Received: Check if the correct network was used
  2. Wrong Amount: Verify the payment amount and currency
  3. Link Not Working: Ensure the payment link is active and not expired
  4. High Fees: Consider using networks with lower fees like Solana or BNB Smart Chain